Welcome to the settlement website for the class action lawsuit, known as Galavis et al. v. Bank of America N.A. et al., pending in the United States District Court for the Central District of California.

If You Incurred Cash Advance Fees And/Or Cash Advance Interest Charges In Connection With Cryptocurrency Transactions Using Your Bank Of America Credit Card, You May Be Entitled To Benefits From A Proposed Class Action Settlement.

A settlement has been reached in a class action lawsuit pending in the United States District Court for the Central District of California entitled Galavis et al. v. Bank of America, N.A. et al., Case No. 2:18-cv-09490-SVW-PJWx (C.D. Cal.) (the “Action”). In the Action, two holders of Bank of America, N.A. (“BANA”) credit cards allege that cash advance fees and cash advance interest charges assessed by BANA in connection with cryptocurrency transactions using BANA credit cards violated the Truth in Lending Act and breached the cardholder agreements, and that Visa Inc. (“Visa”) interfered with the contractual relationships of BANA and some of its cardholders. BANA and Visa (“Defendants”) deny that they engaged in any wrongdoing, and the Court has not decided which side is right. The Court has tentatively approved the proposed settlement agreement (“Settlement”) to which the parties have agreed.

Current and former holders of BANA credit cards who, from June 1, 2016, through September 26, 2019, were assessed cash advance fees and/or cash advance interest charges for cryptocurrency transactions using their BANA credit card may be eligible to receive a check.

Please read the Notice and this website carefully.


Summary of Your Legal Rights and Options in This Settlement
Do Nothing - Receive A Check If you are entitled under the Settlement to a check, you do not have to do anything to receive it. If the Court approves the Settlement and it becomes final and effective, and you remain in the Settlement Class, you will automatically receive a check and will give up your right to bring your own lawsuit against Defendants about the claims in this case.
Exclude Yourself From The Settlement by
March 1, 2020
Receive no benefit from the Settlement. This is the only option that allows you to retain your right to bring any other lawsuit against Defendants about the claims in this case.
Object by
March 1, 2020
Write to the Court if you wish to object to the Settlement.
Go To A Hearing
(April 6, 2020)
Ask to speak in Court about the fairness of the Settlement. You may speak at the hearing about the fairness of the Settlement if you submit an objection that complies with the requirements in FAQ 13 and a letter saying that you intend to appear and wish to be heard that complies with FAQ 17.

These rights and options – and the deadlines to exercise them – are explained in the Frequently Asked Questions (FAQ) page of this website.